Oodle Articles
What credit score do I need for a personal loan?
22 Jul 2024
There’s no such thing as a minimum credit score that will guarantee you credit. But it’s certainly true that the better your credit score, the better your chances of being approved for a loan. Read on to find out how to get there.
What shouldn't you use a personal loan for?
18 Jul 2024
You can use your personal loan for various personal expenses. However, you can’t and shouldn’t just do whatever you want with it. There are certain restrictions and limitations. Knowing these limitations will helps you stay on the right side of the law and avoid financial trouble so let’s find out the kinds of things you shouldn’t be relying on a personal loan for.
Can I get car finance without a guarantor?
10 Jul 2024
If you’re thinking about financing a car, you may have heard about guarantors. A guarantor is someone who agrees to pay a borrower’s debt if they fail to meet their payments. But should you get car finance with or without one?
Do I own my car if it's on finance?
10 Jul 2024
Buying a car is undoubtedly exciting, but the finance side of things can be a little confusing at times. One of the more common questions we often hear is: ‘Do I own my car if it’s on finance?’, so let’s clear things up.
Will a car loan hurt my credit score?
5 Jul 2024
When you take out a car loan, or any loan, this gets reported to credit agencies and the loan appears on your credit report, where it will stay for several years. How you manage your loan payments will affect your credit score and your credit history positively or negatively.
Crashed financed car: next steps
28 Jun 2024
Crashing your car is stressful enough, but it can feel even more complicated if the car is financed. If you find yourself in this situation, it’s important to know what steps to take next. This guide will walk you through what to do if you crash a financed car.
Stolen car on finance: what now?
28 Jun 2024
The only thing worse than having a car stolen, is having a car on finance stolen. If you’re still paying it off, it can feel like adding insult to injury. Thankfully car theft is rare, but it does happen. If it happens to you, try not to panic, there are things you can do to make the whole experience easier to deal with. Grab yourself a cuppa and read on.
How car finance affects mortgages
28 Jun 2024
If you’re thinking of applying for a mortgage, you might be wondering if car finance has any effect on your chances of being successful. Any new application for credit will result in a review of your existing commitments and payment history. Let's look at the detail.
Can students get car finance?
4 Jun 2024
Getting a car is a dream for many young people, and for students, it can change their lives. But is it possible for students to get car finance?
How much finance is left on my car?
31 May 2024
Unsure of your remaining car finance? Don’t worry – our guide explores the ways you can find out how much car is finance left on your car.
What is a settlement figure?
30 May 2024
If you have a car finance agreement and you want to end it early, the settlement figure is the amount of money you need to pay to close the loan.
How long does it take to apply for a secured loan?
10 May 2024
Gain a clearer understanding of what’s involved, and the time it takes, to access a secured loan.
Can someone else drive my financed car?
7 May 2024
Providing that the other person has a full clean driving licence and that the appropriate insurance is in place, then yes – another person can drive your financed car. Read on for the must-know rules.
What checks are done when you make a car finance application?
18 Apr 2024
When you apply for car finance, the finance company will run some checks on you. Here’s everything you need to know about what you can expect.
How does car finance impact your credit score?
18 Apr 2024
Keeping your financial well-being in check will undoubtedly mean questions along the way. This article explores the impact that taking out car finance has on your credit score.
How long does a secured loan take?
16 Apr 2024
Gain a clearer understanding of the what’s involved, and the time it takes, to access a secured loan.
Is it hard to get car finance? Breaking down the process
26 Mar 2024
Ever wondered about car finance but worry that it is hard to get? We’ve got you covered. Gain practical insights and useful tips to help you on your way to car finance success.
Navigating finances: what is a 'bad' credit score?
25 Mar 2024
Discover what defines a bad credit score. Get an understanding of the detail so you can make better financial decisions and understand credit challenges.
What documents do I need for a secured loan?
15 Mar 2024
Ready to apply for a secured loan? Make sure you’re up to speed with everything you’ll need for a hassle-free car finance application.
Can car finance be transferred to someone else?
5 Mar 2024
If your circumstances change, you might wonder if it’s possible to transfer your car finance to another party. Here, we assess your options.
Banking choices: secured vs unsecured loans
4 Mar 2024
Ever wondered why banks lean towards secured or unsecured loans? Let's dive into the world of loans, exploring the details behind their choices.
How much is a car on finance in the UK? Unveiling costs
27 Feb 2024
Demystify the costs of car finance in the UK with our comprehensive guide. Here, we uncover exactly how much car finance will cost you, giving you essential insights for informed decision-making.
Exploring the reasons why car finance gets refused
20 Feb 2024
Navigating car finance can be challenging, especially when faced with application refusal. Here we explore common pitfalls in the application process and gain insights into how to confidently overcome obstacles on your journey to approval.
Understanding the downsides to financing a car
18 Feb 2024
Ready to dive into the nitty-gritty of car financing? Our guide, 'Understanding the downsides to financing a car', spills the beans on what to watch out for, so you can cruise through the process with confidence. Let's break it down!
What is a V5C?
12 Feb 2024
Buying a car with finance can be thrilling, but questions about ownership can quickly put the brakes on your excitement. Worry not! Here we unpick the sometimes-confusing world of V5C names and car finance, clarifying who’s legally responsible and offering safe routes for the road ahead.
Car buying trends in the automotive industry: ones to watch
14 Dec 2023
As the UK motor industry recovers from the pandemic, we explore the trends that could shape the future of the sector, for manufacturers, dealers and customers alike.
Testing times ahead – but motor trade’s legendary resilience will see it through
6 Dec 2023
Phillip Williams, Co-Founder and Director of Oodle Car Finance, predicts a bumpy road for the first six months – but a brighter outlook for the second half of the year. The automotive industry has always been a remarkably resilient trade and we’ve seen this in abundance in 2023. Despite the cost of living crisis and the Russian invasion of Ukraine, both sales and prices have held up.
How to look after your car when you're not using it
28 Nov 2023
From time to time, you may not need to use your car. This could be due to illness, because you’re away, you’re trying to save money on fuel, or simply down to bad weather. Whatever the reason, the last thing you want is for your car to conk out while it’s not being used. Read on to find out how to keep your car in good shape if you won’t be driving it for a while.
Today, it's all about the experience - and not just online.
8 Apr 2022
White goods, TVs, stereos and other big household purchases were once considered important enough to warrant a visit to a store
The road to recovery
28 Feb 2022
If you are currently in a payment break, we will contact you around 20 days before your next payment is due. There is no need to contact us before then.
Oodle Car Finance makes "Sunday Times 100 Best Mid Companies to Work for"
25 Feb 2020
Extraordinary levels of employee engagement cited by judges
Car buying - will "click and deliver" be the new way in?
28 Oct 2019
The road ahead for car buying
The Future of Car Buying
28 Oct 2019
What will we be driving in the next 10 years? Diesel? Electric? Hybrid? Hydrogen?